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If you have problems, change their names to challenges and find solutions. If you have the right midst, there is no such thing are a problem. There may be challenges, there may be lessons to be leant but there are never problems.
Success is really just a state of mind. Anyone can achieve success if they master their own mind. Anyone call achieve anything, if they believe anything is possible. Those who believe in limitations will create limitations and then live in them. If you believe there are problems in your life. Fix that. Don not complain about them or they will remain problems until you dying day.
You deserve more and if you take actions. You can get more. If money is your problem is to make more money until money is no longer your problem.
If motivation is your problem, commit to finding a powerful reason. Work on your motivation until motivation is not your problem. Work on it and make it better.
You are not the only one with problems you know and guess what you would not be the only one in history that has worked through problems and found solutions. It is not impossible. It is just requires dedication, penitence and hard work. Just work hard and make no excuses.