Learn to use as a capital

After you give away 10 percent of your income, take another 10 percent to reduce your debt and a third 10 percent to build up capital to invest. You need to live on 70 percent of what you have. We live in a capitalistic society in which most human beings are not capitalists. As a results, they do not have the life style they desire. Why live in a capitalistic society, surrounded by opportunity and not take advantage of the very system our forefathers fought to create to learn to take your money and use it as capital. If you are sending it, you will never build up any capital. You will never have the resources you need. It has been said that in California the average income is now $25,000 a year. The average outgo is $30,000. The difference is called financial pressure. You do not want to join that crowd.

The bottom line is that money is like everything else. You can make it work for you or you can let it work against you. You should be able to deal with money as with anything else in your mind, with the same purpose and elegance. Learn to handle the financial pressure and the money will never again be a stimulus to putting you in a negative state that cause you to be unhappy or tear others around you in a less than resourceful way.

You have seen people in your life or celebrates or athletes, who reach a level of success and then stop. They start to get comfortable and they lose what got them there in the first place. That which is achieved the most, still has the whole if its future yet to be achieved.

Comfort can be one of the most disastrous emotions a body could have. What happens when a person gets too comfortable? He stops growing, stops working, stops creating added value. You do not want to get too comfortable. If you feel really comfortable, changes are you have stopped growing. Bob day, he who is not busy being born is busy dying. You are either climbing or your sliding. The founder of McDonald’s was once asked if he were to give one piece of advice to someone to guarantee a long line of success, what would it be? He said to simply remember this, when you are green you grow, when you ripen, you rot. As long as you remain green, you grow. You can take any experience and make it an opportunity for growth or you can take it and make it an invitation to decay. You can see retirement as the beginning of a richer like or you can see it as the end of your working life. You can see success as spring board to greater things or you can see it as resting place. And if it a resting place, chances are you would not keep it for long.

Care about what you create and what you want to do. Work from a set of dynamic, evolving, enabling goals that will help you do what you want, not what someone else has done. There will always be someone who has less. None of that matters. You need to judge yourself by your goals and nothing else.

Always give more than you expect to receive. This may be the most important key of all because it virtually guarantees true happiness.

If you want to make your life work, you have to start with how to give. Most people start their life thinking about nothing but how to receive. Receiving is not a problem. Receiving is like the ocean. But you have got to make sure you are giving so you can start the process in motion. The problem in life is people want things first.

If you went to the soil and said, give me some fruit. Give me some plants? The soil would probably respond, excuse me, sir, but you are little confused. You must be new here. That is not the way the game is played. Then it would explain that you plant the seed. You take care of it. You water it. You fertilize it. You protect it and nurture it. Then, if you do it well, you will get your plant or your fruit sometime later. You could ask of the soil forever, but it would not change things. You have to keep giving, keep nurturing for the soil to bear fruit and life’s exactly the same way.

You can make a lot of money. You can lord over kingdoms or run huge businesses or control vast territory. But if you are just dong for yourself, you are not really a success. You do not really have power. You do not have real wealth. If you make it to the top of Success Mountain by yourself, you will probably jump off.

If you want to succeed, if you want to achieve all your outcomes, you have to think of success as process, a way of life, a habit of mind, a strategy of life.