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Here is an important point. An intelligent people are afraid of something. It is normal and natural to be concerned about your physical, emotional and financial survival. The courageous person is not a person who is unafraid. As Mark Twain said, courage is resistance to fear, mastery of fear, not absence of fear
It is not whether or not you are afraid. We are all afraid. The question is, how do you deal with the fear? The courageous person is simply one who goes forward in spite of the fear. And here is something else, I have learned, when you confront your fears diminish while at the same time your self-esteem and self-confidence increases.
However, when you avoid what you fear, your fear grow until they begin to control every aspect of your life. And as you fears increase, your self-esteem, and yourself-confidence and your self-respect diminish accordingly. As the actor Glenn Ford once said, if you do not do the thing you fear, the fear controls your life.