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A pessimistic attitude- looking for the pitfalls rather than the possibilities.
Fear of failure, what if I do not make it, subconsciously people feel that if they do not set goals and do not achieve them, they feel they have not failed. They do not relies that they have failed to begin with by not having any goals.
Fear of success, a low self-image or fear of having to live up to their success causes some people to fear.
A lack of ambition. Our limited thinking prevents us from progress.
A fair of rejection. Worrying that, if I do not make it, what will other people say?
Procrastination, thinking, someday, I will set my goals. This ties in with a lack of ambition.
Low self-esteem. Because a person is not internally driven and has no inspiration.
Ignorance of the importance of goals, nobody taught them and they never learned the importance of goal setting.
A lack of knowledge about goals setting, people do not know the mechanics of setting goals. They need a step by step guide so that they can follow a system.